Open Question: VA Home Loan: Can I get a second mortgage when first is underwater?

We hit perverse justness in our underway home, so we aren't healthy to delude it anytime soon. We are disagreeable to lease our underway bag in hopes of purchase a newborn bag (with meliorate terms) fireman to impact (I hit an hour and a half change one way!). Here's the problem: 30% perverse equity, so I don't conceive we remember for added mortgage, especially since the ordinal mortgage, when compounded with the first, would spend 65% of amount monthly income. No automobile payments, no assign bill payments, nothing...flawless assign 800+ beacon. Could we, therefore, remember for a VA give (I hit the pre-qualification from VA already) for a newborn primary residence? I conceive it's an bureau responsibility (the 30% justness or hit a property commendation and a bunch of added documentation) that prohibits added give when the prototypal is an underwater rental, but wondering if the VA give line is an waiver to this policy. In short, would a mortgage consort be healthy to make a VA give happen (though not required, I would also place 10%+ downbound and encounter a concern existence sold low appraisal), though I currently hit added mortgage underwater and the two mortgages together would place me at 65% of gross monthly income?Other Articles:

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Equity Home Loan Texas