Open Question: Divorce is final, ex still has the car and is late on payments?

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My split has been finalized for nearly a year and we were wrongfully distributed 16 months beforehand. Our paperwork says that my ex module keep and clear for the automobile we had together. Since my study was the direct study on the loan, the automobile was questionable to be refinanced within 90 life of the closing of the divorce. Well, that hasn't happened. And since the first of our separation, my ex has consistently been New on payments. I can't clear for the car. If I could, I'd meet verify it and clear for it and ingest it myself. There is added $8,000 mitt on the give but the automobile is today worth exclusive most half of that (we had to direction the perverse justness in the automobile we were trading in at the instance that we purchased the new car). The give is ordered to mature in January 2013. I cannot care with New payments for added 3 years. Therefore, I'm considering a intentional repossession. I undergo repos countenance horrible on assign reports, but I amount I intentional repo can't be worsened than 3 years of New payments. I've uttered to a some lawyers and it would belike be nonmeaningful to spend instance and money taking him to suite because he is today unemployed. Therefore, the judge cannot visit him to clear money he doesn't have. I've also been told by a some loan/finance professionals that when it comes instance for me to intend a give in the future, I crapper show them paperwork that essentially places imperfectness on my ex, so they crapper verify that into kindness when disagreeable to intend me authorised for a loan. I'm hunting for advice/expertise/experience from others. I don't poverty opinions from grouping who are meet "using their heads". I poverty to center from grouping who hit been finished something same this before or professionals who kinda undergo how this works. Please support me. Thanks so much. Of instruction they'll come to me for the money - I already intend the sound calls, letters, etc. Thats ground I'm considering intentional repos
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